The Best Retirement Account
The best account for retirement is an HSA.
Unlike other accounts, contributions are tax deductible, and growth and withdrawals aren’t taxed.
The catch?
You need a high deductible health plan.
Withdrawals need to be used for medical expenses, but see
https://www.asherfurst.com/money-guides/how-to-maximize-your-health-savings-account for a full discussion.