Finances are Simple, Not Easy

“Life is simple, people are complicated.”

That’s how Rabbi Simcha Wasserman described dealing with life’s challenges.

The same applies to money.

Yes, noone is born knowing about finances, but the principles of personal finance are pretty simple.

In my opinion, the main one is:

Spend less than you make.

That’s it.

If you just do this, you’ll be in better shape than most.

Sounds simple, doesn’t it?

But we’re not robots.

And we’re not supposed to be.

Being human means we have emotions, irrational beliefs, and inner conflicts that influence our behaviors in every single area of life.

Finance is just 1 of them.

This is the source of most of our financial issues.

To maximize our returns for minimal time and effort, we will target this area to improve our finances.

Let’s continue on our journey.