Actionable Finance

Over Psach I talked with a few people about the frustration many financial professionals feel when their clients won’t change their habits despite the professional’s advice. Big problem? Yes. In fact, I think that this is the problem in personal finance.

This encouraged me to double down on the Actionable Finance approach. This approach uses science-based techniques to change habits (such as by starting small or just taking the first step). It also enables people to improve their finances without changing their behavior (such as automation or making a 1 time decision).

Actionable Finance is the only concept I will be focusing on since all that matters to me is the bottom line. Knowledge is nice but if our finances don’t improve it didn’t accomplish anything.